Insurance company rejecting health claim citing pre-existing condition that was disclosed

This is a common issue many people face. Insurance company rejecting health claim citing pre-existing condition that was disclosed. I am reaching out to the community and seeking AI-powered guidance on how to resolve this. Any help or similar experiences would be appreciated.

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# Health Insurance Claim Rejection Resolution Guide

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## Immediate Action Steps for Pune, Maharashtra

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1. File Complaint with IRDAI (Insurance Regulatory Authority)

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- Submit online complaint at: https://igms.irda.gov.in/

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- Reference: Section 101A of Insurance Act, 1938

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- Required documents: Policy copy, claim rejection letter, medical records showing disclosure

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- Timeline: IRDAI must respond within 30 days

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2. Approach Insurance Ombudsman - Pune

- File complaint at: Office of Insurance Ombudsman, Pune

- Address: Jeevan Darshan Building, 3rd Floor, C.T.S. No. 19

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Insurance company rejecting health claim citing pre-existing condition that was disclosed

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